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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Georgia

Fat Boy Data analyzed investment cash-out refinance activity in Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,563 applications were decided by 408 lenders between 2023 and 2025.

Georgia at a glance

408Active lenders104 with 20+ decisions
67.9%Market approval rate7,851 of 11,563 decided
$195KTypical loanmedian lender, $10K brackets
92%Borrower take-up7,218 loans funded

How Georgia compares

Approval rate compared
Georgia67.9%All 616 counties73.1%
Typical loan compared
Georgia$195KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Georgia, 435 of them.

Constructive Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Lenders approved 67.9% of investment cash-out refinance applications in Georgia, 5.2 percentage points below the the United States rate of 73.1%.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 56Amerisave Mortgage Corporation: 18% approved of 404One lender: 24% approved of 205One lender: 35% approved of 55One lender: 35% approved of 181One lender: 35% approved of 57One lender: 41% approved of 221One lender: 43% approved of 70One lender: 43% approved of 295Lendingone, LLC: 47% approved of 365Homexpress Mortgage Corp.: 49% approved of 435One lender: 50% approved of 163One lender: 55% approved of 127One lender: 56% approved of 45One lender: 58% approved of 45One lender: 62% approved of 52One lender: 62% approved of 39One lender: 62% approved of 131One lender: 63% approved of 161One lender: 63% approved of 127One lender: 64% approved of 47One lender: 64% approved of 64One lender: 66% approved of 38One lender: 66% approved of 131One lender: 68% approved of 40One lender: 68% approved of 72One lender: 68% approved of 110One lender: 69% approved of 120One lender: 70% approved of 171One lender: 70% approved of 64One lender: 71% approved of 72Rocket Mortgage, LLC: 71% approved of 634United Wholesale Mortgage, LLC: 71% approved of 1,066One lender: 73% approved of 289One lender: 75% approved of 55One lender: 77% approved of 47One lender: 78% approved of 40One lender: 81% approved of 134One lender: 81% approved of 134One lender: 82% approved of 278One lender: 83% approved of 76One lender: 84% approved of 91One lender: 84% approved of 159One lender: 84% approved of 270One lender: 86% approved of 186One lender: 88% approved of 56One lender: 89% approved of 62One lender: 90% approved of 240One lender: 90% approved of 80One lender: 91% approved of 53One lender: 92% approved of 198One lender: 93% approved of 61One lender: 96% approved of 49One lender: 96% approved of 52One lender: 97% approved of 298One lender: 98% approved of 41One lender: 100% approved of 133One lender: 100% approved of 59One lender: 100% approved of 51One lender: 100% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Georgia

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%761 / 1,06699%$195K750
2Rocket Mortgage, LLC71%450 / 63497%$175K435
3Homexpress Mortgage Corp.Broker only49%212 / 43597%$265K206
4Amerisave Mortgage Corporation18%71 / 40497%$115K69
5Lendingone, LLC47%173 / 365100%$195K173

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 403 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Georgia. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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