Investment property cash-out lenders in Kootenai County, Idaho
Fat Boy Data analyzed investment cash-out refinance activity in Kootenai County, Idaho, home to Coeur d'Alene, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 268 applications were decided by 80 lenders between 2023 and 2025.
Kootenai County at a glance
How Kootenai County compares
What the data shows
Idaho Central Credit Union made the most investment cash-out refinances in Kootenai County, ID, 12 of them.
The typical investment cash-out refinance here is $305K, 24% larger than the Idaho typical of $245K.
Investment property cash-out lenders in Kootenai County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union | 69% | 24 / 35 | 50% | $215K | 12 |
| 2 | United Wholesale Mortgage, LLCBroker only | 79% | 15 / 19 | 100% | $305K | 15 |
| 3 | Guild Mortgage Company LLCLimited sample | 71% | 10 / 14 | 100% | $255K | 10 |
| 4 | Willamette Valley BankLimited sample | 73% | 8 / 11 | 100% | $285K | 8 |
| 5 | Amerisave Mortgage CorporationLimited sample | 36% | 4 / 11 | 100% | $265K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 75 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Kootenai County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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