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refinance lenders · HMDA 2023–2025

Refinance lenders in Illinois

Fat Boy Data analyzed mortgage refinance activity in Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75,206 applications were decided by 719 lenders between 2023 and 2025.

Illinois at a glance

719Active lenders270 with 20+ decisions
78.8%Market approval rate59,246 of 75,206 decided
$285KTypical loanmedian lender, $10K brackets
95%Borrower take-up55,991 loans funded

How Illinois compares

Approval rate compared
Illinois78.8%All 616 counties76.5%
Typical loan compared
Illinois$285KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in Illinois, 2,767 of them.

A & N Mortgage Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 297.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 249One lender: 30% approved of 1,681One lender: 37% approved of 235One lender: 39% approved of 440One lender: 41% approved of 1,420One lender: 58% approved of 2,164One lender: 61% approved of 587One lender: 62% approved of 1,144One lender: 64% approved of 1,766One lender: 65% approved of 727One lender: 65% approved of 1,562One lender: 68% approved of 398One lender: 70% approved of 979One lender: 71% approved of 814One lender: 72% approved of 593Fifth Third Bank, National Association: 72% approved of 2,972One lender: 72% approved of 2,181One lender: 73% approved of 512PNC Bank, National Association: 74% approved of 3,312One lender: 77% approved of 1,422One lender: 78% approved of 340One lender: 78% approved of 503One lender: 78% approved of 323Rocket Mortgage, LLC: 79% approved of 3,526One lender: 79% approved of 799One lender: 81% approved of 485One lender: 82% approved of 444One lender: 82% approved of 243One lender: 83% approved of 317One lender: 85% approved of 446One lender: 85% approved of 479One lender: 85% approved of 368One lender: 85% approved of 457One lender: 86% approved of 371One lender: 86% approved of 271One lender: 86% approved of 605One lender: 87% approved of 234One lender: 87% approved of 736One lender: 87% approved of 634One lender: 87% approved of 1,625United Wholesale Mortgage, LLC: 88% approved of 5,514One lender: 91% approved of 540One lender: 91% approved of 442JPMorgan Chase Bank, National Association: 92% approved of 3,090One lender: 92% approved of 464One lender: 92% approved of 845One lender: 92% approved of 755One lender: 93% approved of 1,986One lender: 93% approved of 293One lender: 93% approved of 781One lender: 94% approved of 308One lender: 95% approved of 1,490One lender: 95% approved of 641One lender: 96% approved of 230One lender: 97% approved of 261One lender: 97% approved of 439One lender: 97% approved of 274One lender: 98% approved of 1,388One lender: 100% approved of 297One lender: 100% approved of 232

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Illinois

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%4,866 / 5,51496%$345K4,694
2Rocket Mortgage, LLC79%2,780 / 3,52694%$285K2,603
3PNC Bank, National Association74%2,440 / 3,31297%$135K2,369
4JPMorgan Chase Bank, National Association92%2,839 / 3,09097%$365K2,767
5Fifth Third Bank, National Association72%2,134 / 2,97296%$155K2,059

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 714 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Illinois. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Illinois

First American BankThe Huntington National BankGuaranteed Rate, Inc.Bank of America, National AssociationDiscover BankPennymac Loan Services, LLCOld National BankFreedom Mortgage CorporationU.S. Bank National AssociationLakeview Loan Servicing, LLCCrosscountry Mortgage, LLCNewrez LLCMortgage Research Center, LLCCitizens Equity First Credit UnionRegions BankLoandepot.Com, LLCBarrington Bank & Trust Company, National AssociationGREENSTATE Credit UnionVillage Capital & Investment LLCAssociated Bank, National AssociationUnion Home Mortgage Corp.Fairway Independent Mortgage CorporationBusey BankRoyal United Mortgage LLCThird Federal Savings And Loan Association Of ClevelandGuild Mortgage Company LLCAlliant Credit UnionWells Fargo Bank, National AssociationNationstar Mortgage LLCMutual of Omaha Mortgage, Inc.

Other lending data for Illinois

Mortgage lenders in IllinoisHome improvement loans in IllinoisCash-out refinance in IllinoisInvestment property purchase in IllinoisInvestment cash-out refinance in IllinoisInvestment refinance in IllinoisInvestment home improvement in Illinois

Counties in Illinois

Cook CountyCountyDuPage CountyCountyLake CountyCountyWill CountyCountyKane CountyCountyMcHenry CountyCountyWinnebago CountyCountyMadison CountyCountySt. Clair CountyCountyChampaign CountyCountySangamon CountyCountyPeoria CountyCounty