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refinance lenders · HMDA 2023–2025

Refinance lenders in Iowa

Fat Boy Data analyzed mortgage refinance activity in Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,653 applications were decided by 334 lenders between 2023 and 2025.

Iowa at a glance

334Active lenders92 with 20+ decisions
85.1%Market approval rate11,624 of 13,653 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up11,070 loans funded

How Iowa compares

Approval rate compared
Iowa85.1%All 616 counties76.5%
Typical loan compared
Iowa$105KAll 616 counties$295K

What the data shows

GREENSTATE Credit Union made the most mortgage refinances in Iowa, 2,766 of them.

Ruhl Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

Lenders approved 85.1% of mortgage refinance applications in Iowa, 8.7 percentage points above the the United States rate of 76.5%.

The typical mortgage refinance here is $105K, 64% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 45One lender: 44% approved of 54One lender: 49% approved of 72One lender: 55% approved of 44One lender: 60% approved of 158One lender: 62% approved of 122One lender: 67% approved of 135One lender: 69% approved of 54One lender: 69% approved of 87One lender: 69% approved of 85One lender: 70% approved of 253One lender: 73% approved of 118One lender: 73% approved of 48One lender: 73% approved of 286Rocket Mortgage, LLC: 74% approved of 358One lender: 74% approved of 92One lender: 75% approved of 61One lender: 76% approved of 99One lender: 76% approved of 38One lender: 77% approved of 77One lender: 79% approved of 53One lender: 81% approved of 262One lender: 81% approved of 120One lender: 82% approved of 242One lender: 84% approved of 107One lender: 84% approved of 51One lender: 85% approved of 264One lender: 87% approved of 176One lender: 87% approved of 62One lender: 87% approved of 103One lender: 88% approved of 120One lender: 88% approved of 40One lender: 88% approved of 199One lender: 88% approved of 50One lender: 88% approved of 43One lender: 89% approved of 44United Wholesale Mortgage, LLC: 89% approved of 459One lender: 89% approved of 72One lender: 89% approved of 230Hills Bank and Trust Company: 89% approved of 512One lender: 90% approved of 39One lender: 90% approved of 160Veridian Credit Union: 90% approved of 1,345One lender: 90% approved of 51One lender: 91% approved of 56One lender: 91% approved of 205One lender: 91% approved of 207One lender: 92% approved of 97GREENSTATE Credit Union: 92% approved of 3,124One lender: 92% approved of 92One lender: 93% approved of 103One lender: 94% approved of 54One lender: 96% approved of 57One lender: 97% approved of 66One lender: 98% approved of 224One lender: 98% approved of 54One lender: 99% approved of 67One lender: 100% approved of 77One lender: 100% approved of 64One lender: 100% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Iowa

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union92%2,872 / 3,12496%$105K2,766
2Veridian Credit Union90%1,212 / 1,34598%$85K1,192
3Hills Bank and Trust Company89%457 / 51297%$125K444
4United Wholesale Mortgage, LLCBroker only89%408 / 45994%$305K382
5Rocket Mortgage, LLC74%264 / 35896%$205K253

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 329 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Iowa. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Counties in Iowa