Home›Kentucky›Boone County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Boone County, Kentucky

Fat Boy Data analyzed mortgage refinance activity in Boone County, Kentucky, home to Florence, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,746 applications were decided by 143 lenders between 2023 and 2025.

Boone County at a glance

143Active lenders20 with 20+ decisions
82.1%Market approval rate1,434 of 1,746 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,357 loans funded

How Boone County compares

Approval rate compared
Boone County82.1%Kentucky81.3%All 616 counties76.5%
Typical loan compared
Boone County$195KKentucky$125KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Boone County, KY, 199 of them.

Central Bank & Trust Co. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical mortgage refinance here is $195K, 56% larger than the Kentucky typical of $125K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 28One lender: 55% approved of 22One lender: 57% approved of 23One lender: 65% approved of 63One lender: 68% approved of 22One lender: 69% approved of 67The Huntington National Bank: 76% approved of 166Fifth Third Bank, National Association: 82% approved of 249Rocket Mortgage, LLC: 83% approved of 81One lender: 84% approved of 57United Wholesale Mortgage, LLC: 87% approved of 107One lender: 87% approved of 31One lender: 88% approved of 41One lender: 90% approved of 59One lender: 90% approved of 20Guardian Savings Bank: 92% approved of 88One lender: 94% approved of 36One lender: 95% approved of 20One lender: 97% approved of 69One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association82%205 / 24997%$105K199
2The Huntington National Bank76%126 / 16693%$135K117
3United Wholesale Mortgage, LLCBroker only87%93 / 10797%$345K90
4Guardian Savings Bank92%81 / 8899%$275K80
5Rocket Mortgage, LLC83%67 / 8196%$265K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 138 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Boone County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Boone County

Other lending data for Boone County

Nearby markets