Refinance lenders in Kentucky
Fat Boy Data analyzed mortgage refinance activity in Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 17,715 applications were decided by 363 lenders between 2023 and 2025.
Kentucky at a glance
How Kentucky compares
What the data shows
Fifth Third Bank, National Association made the most mortgage refinances in Kentucky, 1,112 of them.
Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 89.
The typical mortgage refinance here is $125K, 58% smaller than the the United States typical of $295K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Kentucky
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association | 78% | 1,153 / 1,480 | 96% | $105K | 1,112 |
| 2 | PNC Bank, National Association | 81% | 1,097 / 1,358 | 96% | $105K | 1,056 |
| 3 | University of Kentucky | 77% | 994 / 1,294 | 90% | $105K | 898 |
| 4 | United Wholesale Mortgage, LLCBroker only | 89% | 989 / 1,114 | 96% | $295K | 947 |
| 5 | Rocket Mortgage, LLC | 83% | 662 / 797 | 94% | $235K | 623 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 358 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Kentucky. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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