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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Boone County, Kentucky

Fat Boy Data analyzed investment cash-out refinance activity in Boone County, Kentucky, home to Florence, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 84 applications were decided by 44 lenders between 2023 and 2025.

Boone County at a glance

44Active lenders0 with 20+ decisions
77.4%Market approval rate65 of 84 decided
$155KTypical loanmedian lender, $10K brackets
92%Borrower take-up60 loans funded

How Boone County compares

Approval rate compared
Boone County77.4%Kentucky79.4%All 616 counties73.1%
Typical loan compared
Boone County$155KKentucky$145KAll 616 counties$205K

What the data shows

The Huntington National Bank made the most investment cash-out refinances in Boone County, KY, 5 of them.

Investment property cash-out lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only40%4 / 10100%$205K4
2Rocket Mortgage, LLCLimited sample50%3 / 6100%$125K3
3The Huntington National BankLimited sample100%5 / 5100%$95K5
4Guardian Savings BankLimited sample100%5 / 5100%$205K5
5First Financial BankLimited sample50%2 / 450%$65K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 39 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Boone County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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