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refinance lenders · HMDA 2023–2025

Refinance lenders in Daviess County, Kentucky

Fat Boy Data analyzed mortgage refinance activity in Daviess County, Kentucky, home to Owensboro, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 882 applications were decided by 88 lenders between 2023 and 2025.

Daviess County at a glance

88Active lenders11 with 20+ decisions
84.7%Market approval rate747 of 882 decided
$105KTypical loanmedian lender, $10K brackets
97%Borrower take-up721 loans funded

How Daviess County compares

Approval rate compared
Daviess County84.7%Kentucky81.3%All 616 counties76.5%
Typical loan compared
Daviess County$105KKentucky$125KAll 616 counties$295K

What the data shows

Independence Bank of Kentucky made the most mortgage refinances in Daviess County, KY, 109 of them.

South Central Bank, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 57.

The typical mortgage refinance here is $105K, 16% smaller than the Kentucky typical of $125K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 69% approved of 32Truist Bank: 72% approved of 71Old National Bank: 79% approved of 66One lender: 82% approved of 34Fifth Third Bank, National Association: 83% approved of 66One lender: 85% approved of 41One lender: 86% approved of 35One lender: 89% approved of 37Independence Bank of Kentucky: 92% approved of 119German American Bank: 95% approved of 63One lender: 100% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Daviess County

LenderApprovalApprovedTaken upTypical loanLoans made
1Independence Bank of Kentucky92%110 / 11999%$105K109
2Truist Bank72%51 / 7188%$105K45
3Old National Bank79%52 / 6698%$145K51
4Fifth Third Bank, National Association83%55 / 66100%$55K55
5German American Bank95%60 / 63100%$95K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 83 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Daviess County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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