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refinance lenders · HMDA 2023–2025

Refinance lenders in Maryland

Fat Boy Data analyzed mortgage refinance activity in Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 41,989 applications were decided by 526 lenders between 2023 and 2025.

Maryland at a glance

526Active lenders173 with 20+ decisions
76.1%Market approval rate31,970 of 41,989 decided
$405KTypical loanmedian lender, $10K brackets
91%Borrower take-up29,199 loans funded

How Maryland compares

Approval rate compared
Maryland76.1%All 616 counties76.5%
Typical loan compared
Maryland$405KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Maryland, 2,104 of them.

First Savings Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 141.

The typical mortgage refinance here is $405K, 37% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 10% approved of 170Spring Eq, LLC: 36% approved of 241State Employees Credit Union of Maryland, Incorporated: 38% approved of 479Lakeview Loan Servicing, LLC: 38% approved of 811Carrington Mortgage Services, LLC: 42% approved of 252Navy Federal Credit Union: 56% approved of 516Pentagon Federal Credit Union: 56% approved of 481Mortgage Research Center, LLC: 57% approved of 801Homebridge Financial Services, Inc.: 58% approved of 136Bank of America, National Association: 59% approved of 1,523Third Federal Savings And Loan Association Of Cleveland: 59% approved of 298TD Bank, National Association: 63% approved of 372Citizens Bank, National Association: 64% approved of 564Educational Systems: 66% approved of 253First National Bank of Pennsylvania: 66% approved of 1,008Truist Bank: 66% approved of 2,705Newrez LLC: 67% approved of 1,044Patriot Credit Union: 70% approved of 135Fulton Bank, National Association: 72% approved of 281Loandepot.Com, LLC: 72% approved of 294U.S. Bank National Association: 73% approved of 123PNC Bank, National Association: 73% approved of 2,493New American Funding, LLC: 75% approved of 161Prosperity Home Mortgage, LLC: 76% approved of 175Embrace Home Loans, Inc.: 77% approved of 143Onity Mortgage Corporation: 77% approved of 154Finance of America Reverse LLC: 77% approved of 163WesBanco Bank, Inc.: 77% approved of 115Wells Fargo Bank, National Association: 77% approved of 540Manufacturers and Traders Trust Company: 78% approved of 2,069Shore United Bank, National Association: 78% approved of 144Rocket Mortgage, LLC: 79% approved of 2,862Mutual of Omaha Mortgage, Inc.: 80% approved of 301Prince George's Community: 81% approved of 129Aberdeen Proving Ground Federal Credit Union: 81% approved of 383United Bank: 83% approved of 193Nationstar Mortgage LLC: 83% approved of 394United Wholesale Mortgage, LLC: 84% approved of 3,390LoanUnited.com, LLC: 85% approved of 129Lendage, LLC: 85% approved of 116Fidelity Direct Mortgage, LLC: 85% approved of 123Sun West Mortgage Company, Inc.: 85% approved of 124Pennymac Loan Services, LLC: 86% approved of 1,446Sandy Spring Bank: 86% approved of 327Planet Home Lending, LLC: 86% approved of 205Primary Residential Mortgage, Inc.: 88% approved of 131Guaranteed Rate, Inc.: 91% approved of 190Village Capital & Investment LLC: 91% approved of 964JPMorgan Chase Bank, National Association: 91% approved of 262Cmg Mortgage, Inc.: 91% approved of 209Sage Home Loans Corporation: 92% approved of 122Crosscountry Mortgage, LLC: 94% approved of 293TowneBank: 94% approved of 126NASA Federal Credit Union: 95% approved of 131Freedom Mortgage Corporation: 96% approved of 2,287Fairway Independent Mortgage Corporation: 96% approved of 167Nationwide Mortgage Bankers, Inc.: 96% approved of 135First Home Mortgage Corporation: 98% approved of 287Nfm, Inc.: 99% approved of 279First Savings Mortgage Corporation: 100% approved of 141

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Maryland

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%2,847 / 3,39092%$465K2,621
2Rocket Mortgage, LLC79%2,255 / 2,86293%$405K2,104
3Truist Bank66%1,790 / 2,70591%$155K1,636
4PNC Bank, National Association73%1,827 / 2,49396%$105K1,756
5Freedom Mortgage Corporation96%2,184 / 2,28778%$435K1,703

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 521 more lenders.

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Other lending data for Maryland

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Counties in Maryland

Montgomery CountyCountyPrince George's CountyCountyBaltimore CountyCountyAnne Arundel CountyCountyBaltimore cityCountyHoward CountyCountyFrederick CountyCountyHarford CountyCountyCarroll CountyCountyCharles CountyCountyWashington CountyCountySt. Mary's CountyCounty