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refinance lenders · HMDA 2023–2025

Refinance lenders in Maryland

Fat Boy Data analyzed mortgage refinance activity in Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 41,989 applications were decided by 526 lenders between 2023 and 2025.

Maryland at a glance

526Active lenders173 with 20+ decisions
76.1%Market approval rate31,970 of 41,989 decided
$405KTypical loanmedian lender, $10K brackets
91%Borrower take-up29,199 loans funded

How Maryland compares

Approval rate compared
Maryland76.1%All 616 counties76.5%
Typical loan compared
Maryland$405KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Maryland, 2,104 of them.

First Savings Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 141.

The typical mortgage refinance here is $405K, 37% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 170One lender: 36% approved of 241One lender: 38% approved of 479One lender: 38% approved of 811One lender: 42% approved of 252One lender: 56% approved of 516One lender: 56% approved of 481One lender: 57% approved of 801One lender: 58% approved of 136One lender: 59% approved of 1,523One lender: 59% approved of 298One lender: 63% approved of 372One lender: 64% approved of 564One lender: 66% approved of 253One lender: 66% approved of 1,008Truist Bank: 66% approved of 2,705One lender: 67% approved of 1,044One lender: 70% approved of 135One lender: 72% approved of 281One lender: 72% approved of 294One lender: 73% approved of 123PNC Bank, National Association: 73% approved of 2,493One lender: 75% approved of 161One lender: 76% approved of 175One lender: 77% approved of 143One lender: 77% approved of 154One lender: 77% approved of 163One lender: 77% approved of 115One lender: 77% approved of 540One lender: 78% approved of 2,069One lender: 78% approved of 144Rocket Mortgage, LLC: 79% approved of 2,862One lender: 80% approved of 301One lender: 81% approved of 129One lender: 81% approved of 383One lender: 83% approved of 193One lender: 83% approved of 394United Wholesale Mortgage, LLC: 84% approved of 3,390One lender: 85% approved of 129One lender: 85% approved of 116One lender: 85% approved of 123One lender: 85% approved of 124One lender: 86% approved of 1,446One lender: 86% approved of 327One lender: 86% approved of 205One lender: 88% approved of 131One lender: 91% approved of 190One lender: 91% approved of 964One lender: 91% approved of 262One lender: 91% approved of 209One lender: 92% approved of 122One lender: 94% approved of 293One lender: 94% approved of 126One lender: 95% approved of 131Freedom Mortgage Corporation: 96% approved of 2,287One lender: 96% approved of 167One lender: 96% approved of 135One lender: 98% approved of 287One lender: 99% approved of 279One lender: 100% approved of 141

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Maryland

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%2,847 / 3,39092%$465K2,621
2Rocket Mortgage, LLC79%2,255 / 2,86293%$405K2,104
3Truist Bank66%1,790 / 2,70591%$155K1,636
4PNC Bank, National Association73%1,827 / 2,49396%$105K1,756
5Freedom Mortgage Corporation96%2,184 / 2,28778%$435K1,703

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 521 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Maryland. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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