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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Essex County, Massachusetts

Fat Boy Data analyzed investment home improvement loan activity in Essex County, Massachusetts, home to Lynn, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 413 applications were decided by 83 lenders between 2023 and 2025.

Essex County at a glance

83Active lenders6 with 20+ decisions
53.8%Market approval rate222 of 413 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up206 loans funded

How Essex County compares

Approval rate compared
Essex County53.8%Massachusetts57.6%All 616 counties51.2%
Typical loan compared
Essex County$265KMassachusetts$205KAll 616 counties$115K

What the data shows

TD Bank, National Association made the most investment home improvement loans in Essex County, MA, 24 of them.

Ccg Fund 1 LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical investment home improvement loan here is $265K, 29% larger than the Massachusetts typical of $205K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 9% approved of 32Rockland Trust Company: 18% approved of 22Citizens Bank, National Association: 24% approved of 37Eastern Bank: 25% approved of 28TD Bank, National Association: 39% approved of 64One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association39%25 / 6496%$105K24
2Citizens Bank, National Association24%9 / 37100%$205K9
3Bank of America, National Association9%3 / 32100%$225K3
4Eastern Bank25%7 / 2871%$125K5
5Rockland Trust Company18%4 / 2275%$115K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 78 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Essex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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