HomeMassachusettsEssex CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Essex County, Massachusetts

Fat Boy Data analyzed investment home improvement loan activity in Essex County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 413 applications were decided by 83 lenders between 2023 and 2025.

Essex County at a glance

83Active lenders6 with 20+ decisions
53.8%Market approval rate222 of 413 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up206 loans funded

How Essex County compares

Approval rate compared
Essex County53.8%Massachusetts57.6%All 616 counties51.2%
Typical loan compared
Essex County$265KMassachusetts$205KAll 616 counties$115K

What the data shows

TD Bank, National Association made the most investment home improvement loans in Essex County, MA, 24 of them.

Ccg Fund 1 LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical investment home improvement loan here is $265K, 29% larger than the Massachusetts typical of $205K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 9% approved of 32Rockland Trust Company: 18% approved of 22Citizens Bank, National Association: 24% approved of 37Eastern Bank: 25% approved of 28TD Bank, National Association: 39% approved of 64Ccg Fund 1 LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association39%25 / 6496%$105K24
2Citizens Bank, National Association24%9 / 37100%$205K9
3Bank of America, National Association9%3 / 32100%$225K3
4Eastern Bank25%7 / 2871%$125K5
5Rockland Trust Company18%4 / 2275%$115K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 78 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment home improvement loan lenders in Essex County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Essex County

Nearby markets