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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Essex County, Massachusetts

Fat Boy Data analyzed investment property refinance activity in Essex County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 490 applications were decided by 135 lenders between 2023 and 2025.

Essex County at a glance

135Active lenders2 with 20+ decisions
81.0%Market approval rate397 of 490 decided
$455KTypical loanmedian lender, $10K brackets
96%Borrower take-up381 loans funded

How Essex County compares

Approval rate compared
Essex County81.0%Massachusetts76.8%All 616 counties77.7%
Typical loan compared
Essex County$455KMassachusetts$445KAll 616 counties$235K

What the data shows

Cape Ann Savings Bank made the most investment property refinances in Essex County, MA, 41 of them.

Salem Five Cents Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Investment property refinance lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Cape Ann Savings Bank98%44 / 4593%$405K41
2Salem Five Cents Savings Bank100%23 / 23100%$435K23
3Crosscountry Mortgage, LLCLimited sample95%18 / 19100%$345K18
4Reading Co-Operative BankLimited sample88%15 / 1787%$615K13
5Eastern BankLimited sample44%7 / 16100%$405K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 130 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Essex County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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