Investment property improvement lenders in Massachusetts
Fat Boy Data analyzed investment home improvement loan activity in Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,421 applications were decided by 245 lenders between 2023 and 2025.
Massachusetts at a glance
How Massachusetts compares
What the data shows
The Cape Cod Five Cents Savings Bank made the most investment home improvement loans in Massachusetts, 252 of them.
The Village Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.
Lenders approved 57.6% of investment home improvement loan applications in Massachusetts, 6.4 percentage points above the the United States rate of 51.2%.
The typical investment home improvement loan here is $205K, 78% larger than the the United States typical of $115K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property improvement lenders in Massachusetts
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 26% | 116 / 448 | 99% | $245K | 115 |
| 2 | TD Bank, National Association | 50% | 206 / 415 | 98% | $145K | 202 |
| 3 | Rockland Trust Company | 34% | 126 / 369 | 95% | $155K | 120 |
| 4 | The Cape Cod Five Cents Savings Bank | 80% | 257 / 321 | 98% | $205K | 252 |
| 5 | Bank of America, National Association | 19% | 53 / 284 | 96% | $245K | 51 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 240 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Massachusetts. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.