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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Middlesex County, Massachusetts

Fat Boy Data analyzed investment home improvement loan activity in Middlesex County, Massachusetts, home to Cambridge, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 758 applications were decided by 113 lenders between 2023 and 2025.

Middlesex County at a glance

113Active lenders8 with 20+ decisions
62.4%Market approval rate473 of 758 decided
$405KTypical loanmedian lender, $10K brackets
97%Borrower take-up460 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County62.4%Massachusetts57.6%All 616 counties51.2%
Typical loan compared
Middlesex County$405KMassachusetts$205KAll 616 counties$115K

What the data shows

Ccg Fund 1 LLC made the most investment home improvement loans in Middlesex County, MA, 92 of them.

The Village Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical investment home improvement loan here is $405K, 98% larger than the Massachusetts typical of $205K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Citizens Bank, National Association: 7% approved of 57Bank of America, National Association: 12% approved of 51One lender: 29% approved of 21Rockland Trust Company: 40% approved of 47TD Bank, National Association: 49% approved of 68Ccg Fund 1 LLC: 96% approved of 98One lender: 97% approved of 31One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ccg Fund 1 LLC96%94 / 9898%$2.13M92
2TD Bank, National Association49%33 / 68100%$145K33
3Citizens Bank, National Association7%4 / 57100%$405K4
4Bank of America, National Association12%6 / 51100%$75K6
5Rockland Trust Company40%19 / 4795%$125K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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