Investment property improvement lenders in Berrien County, Michigan
Fat Boy Data analyzed investment home improvement loan activity in Berrien County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 236 applications were decided by 49 lenders between 2023 and 2025.
Berrien County at a glance
How Berrien County compares
What the data shows
Honor Credit Union made the most investment home improvement loans in Berrien County, MI, 29 of them.
United Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 62% of 24.
Lenders approved 57.6% of investment home improvement loan applications in Berrien County, MI, 11.3 percentage points above the Michigan rate of 46.4%.
The typical investment home improvement loan here is $105K, 40% larger than the Michigan typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Berrien County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Honor Credit Union | 60% | 30 / 50 | 97% | $105K | 29 |
| 2 | United Federal Credit Union | 62% | 15 / 24 | 87% | $85K | 13 |
| 3 | Fifth Third Bank, National Association | 30% | 6 / 20 | 100% | $85K | 6 |
| 4 | The Huntington National Bank | 45% | 9 / 20 | 100% | $115K | 9 |
| 5 | Horizon BankLimited sample | 54% | 7 / 13 | 100% | $125K | 7 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 44 more lenders.
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