Home improvement loan lenders in Berrien County, Michigan
Fat Boy Data analyzed home improvement loan activity in Berrien County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,788 applications were decided by 83 lenders between 2023 and 2025.
Berrien County at a glance
How Berrien County compares
What the data shows
United Federal Credit Union made the most home improvement loans in Berrien County, MI, 553 of them.
That is 31% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Sturgis Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.
The typical home improvement loan here is $45K, 18% smaller than the Michigan typical of $55K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Berrien County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Federal Credit Union | 72% | 623 / 862 | 89% | $45K | 553 |
| 2 | Honor Credit Union | 76% | 535 / 701 | 96% | $45K | 511 |
| 3 | The Huntington National Bank | 57% | 137 / 240 | 88% | $75K | 121 |
| 4 | Fifth Third Bank, National Association | 65% | 135 / 209 | 94% | $65K | 127 |
| 5 | Horizon Bank | 65% | 97 / 149 | 95% | $75K | 92 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 78 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Berrien County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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