Investment property refinance lenders in Ottawa County, Michigan
Fat Boy Data analyzed investment property refinance activity in Ottawa County, Michigan, home to Holland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 112 applications were decided by 45 lenders between 2023 and 2025.
Ottawa County at a glance
How Ottawa County compares
What the data shows
United Bank of Michigan made the most investment property refinances in Ottawa County, MI, 10 of them.
Lenders approved 83.9% of investment property refinance applications in Ottawa County, MI, 9.4 percentage points above the Michigan rate of 74.5%.
The typical investment property refinance here is $215K, 87% larger than the Michigan typical of $115K.
Investment property refinance lenders in Ottawa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Lake Michigan Credit UnionLimited sample | 83% | 10 / 12 | 90% | $175K | 9 |
| 2 | Fifth Third Bank, National AssociationLimited sample | 70% | 7 / 10 | 100% | $235K | 7 |
| 3 | United Bank of MichiganLimited sample | 100% | 10 / 10 | 100% | $215K | 10 |
| 4 | Macatawa Bank, National AssociationLimited sample | 100% | 7 / 7 | 100% | $115K | 7 |
| 5 | The Huntington National BankLimited sample | 50% | 3 / 6 | 100% | $395K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 40 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Ottawa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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