Investment property improvement lenders in Ottawa County, Michigan
Fat Boy Data analyzed investment home improvement loan activity in Ottawa County, Michigan, home to Holland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 104 applications were decided by 28 lenders between 2023 and 2025.
Ottawa County at a glance
How Ottawa County compares
What the data shows
Adventure Credit Union made the most investment home improvement loans in Ottawa County, MI, 32 of them.
That is 46% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Adventure Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.
Lenders approved 71.2% of investment home improvement loan applications in Ottawa County, MI, 24.8 percentage points above the Michigan rate of 46.4%.
The typical investment home improvement loan here is $65K, 13% smaller than the Michigan typical of $75K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Ottawa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Adventure Credit Union | 100% | 32 / 32 | 100% | $65K | 32 |
| 2 | Lake Michigan Credit UnionLimited sample | 94% | 15 / 16 | 80% | $75K | 12 |
| 3 | Fifth Third Bank, National AssociationLimited sample | 25% | 3 / 12 | 100% | $155K | 3 |
| 4 | The Huntington National BankLimited sample | 36% | 4 / 11 | 100% | $155K | 4 |
| 5 | Spring Eq, LLCLimited sample | 50% | 2 / 4 | 50% | $155K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 23 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Ottawa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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