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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Ottawa County, Michigan

Fat Boy Data analyzed investment cash-out refinance activity in Ottawa County, Michigan, home to Holland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 95 applications were decided by 51 lenders between 2023 and 2025.

Ottawa County at a glance

51Active lenders0 with 20+ decisions
74.7%Market approval rate71 of 95 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up68 loans funded

How Ottawa County compares

Approval rate compared
Ottawa County74.7%Michigan73.3%All 616 counties73.1%
Typical loan compared
Ottawa County$175KMichigan$105KAll 616 counties$205K

What the data shows

Lake Michigan Credit Union made the most investment cash-out refinances in Ottawa County, MI, 4 of them.

The typical investment cash-out refinance here is $175K, 67% larger than the Michigan typical of $105K.

Investment property cash-out lenders in Ottawa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only71%12 / 17100%$175K12
2Lake Michigan Credit UnionLimited sample100%4 / 4100%$195K4
3Rocket Mortgage, LLCLimited sample75%3 / 4100%$225K3
4Consumers Credit UnionLimited sample100%4 / 4100%$145K4
5Carrington Mortgage Services, LLCLimited sample100%4 / 4100%$355K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 46 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Ottawa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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