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investment property lenders · HMDA 2023–2025

Investment property lenders in Ottawa County, Michigan

Fat Boy Data analyzed investment property mortgage activity in Ottawa County, Michigan, home to Holland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 586 applications were decided by 133 lenders between 2023 and 2025.

Ottawa County at a glance

133Active lenders4 with 20+ decisions
91.5%Market approval rate536 of 586 decided
$295KTypical loanmedian lender, $10K brackets
98%Borrower take-up526 loans funded

How Ottawa County compares

Approval rate compared
Ottawa County91.5%Michigan86.0%All 616 counties87.5%
Typical loan compared
Ottawa County$295KMichigan$135KAll 616 counties$255K

What the data shows

Lake Michigan Credit Union made the most investment property mortgages in Ottawa County, MI, 96 of them.

Lake Michigan Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 99.

Lenders approved 91.5% of investment property mortgage applications in Ottawa County, MI, 5.5 percentage points above the Michigan rate of 86.0%.

The typical investment property mortgage here is $295K, 119% larger than the Michigan typical of $135K.

Investment property lenders in Ottawa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lake Michigan Credit Union98%97 / 9999%$295K96
2United Wholesale Mortgage, LLCBroker only76%31 / 4197%$285K30
3Kiavi Funding, Inc.88%28 / 32100%$215K28
421St Mortgage Corporation55%12 / 2283%$65K10
5Rocket Mortgage, LLCLimited sample94%17 / 18100%$245K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 128 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Ottawa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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