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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Anoka County, Minnesota

Fat Boy Data analyzed investment home improvement loan activity in Anoka County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75 applications were decided by 29 lenders between 2023 and 2025.

Anoka County at a glance

29Active lenders0 with 20+ decisions
50.7%Market approval rate38 of 75 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up35 loans funded

How Anoka County compares

Approval rate compared
Anoka County50.7%Minnesota57.4%All 616 counties51.2%
Typical loan compared
Anoka County$75KMinnesota$85KAll 616 counties$115K

What the data shows

Trustone Financial Credit Union made the most investment home improvement loans in Anoka County, MN, 3 of them.

Lenders approved 50.7% of investment home improvement loan applications in Anoka County, MN, 6.7 percentage points below the Minnesota rate of 57.4%.

The typical investment home improvement loan here is $75K, 12% smaller than the Minnesota typical of $85K.

Investment property improvement lenders in Anoka County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit UnionLimited sample23%3 / 13100%$105K3
2U.S. Bank National AssociationLimited sample23%3 / 13100%$195K3
3Bank of America, National AssociationLimited sample0%0 / 50
4Royal Credit UnionLimited sample67%2 / 3100%$55K2
5The Huntington National BankLimited sample0%0 / 30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 24 more lenders.

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