Investment property cash-out lenders in St. Charles County, Missouri
Fat Boy Data analyzed investment cash-out refinance activity in St. Charles County, Missouri, home to O'Fallon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 178 applications were decided by 71 lenders between 2023 and 2025.
St. Charles County at a glance
How St. Charles County compares
What the data shows
Stifel Bank and Trust made the most investment cash-out refinances in St. Charles County, MO, 10 of them.
Lenders approved 80.9% of investment cash-out refinance applications in St. Charles County, MO, 5.4 percentage points above the Missouri rate of 75.5%.
The typical investment cash-out refinance here is $165K, 14% larger than the Missouri typical of $145K.
Investment property cash-out lenders in St. Charles County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Guild Mortgage Company LLCLimited sample | 100% | 10 / 10 | 90% | $165K | 9 |
| 2 | Stifel Bank and TrustLimited sample | 100% | 10 / 10 | 100% | $175K | 10 |
| 3 | Lendingone, LLCLimited sample | 80% | 8 / 10 | 100% | $175K | 8 |
| 4 | United Wholesale Mortgage, LLCBroker only | 75% | 6 / 8 | 83% | $205K | 5 |
| 5 | Rocket Mortgage, LLCLimited sample | 88% | 7 / 8 | 100% | $155K | 7 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 66 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in St. Charles County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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