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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in St. Louis County, Missouri

Fat Boy Data analyzed cash-out refinance activity in St. Louis County, Missouri, home to Florissant, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,542 applications were decided by 147 lenders between 2023 and 2025.

St. Louis County at a glance

147Active lenders19 with 20+ decisions
58.2%Market approval rate898 of 1,542 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up841 loans funded

How St. Louis County compares

Approval rate compared
St. Louis County58.2%Missouri70.6%All 616 counties68.2%
Typical loan compared
St. Louis County$125KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in St. Louis County, MO, 177 of them.

Jlb Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

Lenders approved 58.2% of cash-out refinance applications in St. Louis County, MO, 12.4 percentage points below the Missouri rate of 70.6%.

The typical cash-out refinance here is $125K, 19% smaller than the Missouri typical of $155K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 6% approved of 47Amerisave Mortgage Corporation: 16% approved of 128New Day Financial, LLC: 29% approved of 55One lender: 32% approved of 50Newrez LLC: 32% approved of 56One lender: 33% approved of 30One lender: 38% approved of 21Loandepot.Com, LLC: 44% approved of 57One lender: 57% approved of 49One lender: 59% approved of 39One lender: 59% approved of 32One lender: 69% approved of 42One lender: 71% approved of 38Rocket Mortgage, LLC: 71% approved of 265One lender: 71% approved of 35One lender: 78% approved of 41One lender: 89% approved of 27One lender: 94% approved of 32One lender: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in St. Louis County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%189 / 26594%$125K177
2Amerisave Mortgage Corporation16%20 / 12895%$85K19
3Loandepot.Com, LLC44%25 / 5796%$155K24
4Newrez LLC32%18 / 56100%$85K18
5New Day Financial, LLC29%16 / 5588%$155K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in St. Louis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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