Investment property improvement lenders in Yellowstone County, Montana
Fat Boy Data analyzed investment home improvement loan activity in Yellowstone County, Montana, home to Billings, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 91 applications were decided by 23 lenders between 2023 and 2025.
Yellowstone County at a glance
How Yellowstone County compares
What the data shows
Stockman Bank of Montana made the most investment home improvement loans in Yellowstone County, MT, 19 of them.
That is 27% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Stockman Bank of Montana approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.
Lenders approved 81.3% of investment home improvement loan applications in Yellowstone County, MT, 11.0 percentage points above the Montana rate of 70.4%.
The typical investment home improvement loan here is $75K, 29% smaller than the Montana typical of $105K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Yellowstone County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Stockman Bank of Montana | 95% | 19 / 20 | 100% | $65K | 19 |
| 2 | Opportunity Bank of MontanaLimited sample | 100% | 11 / 11 | 100% | $105K | 11 |
| 3 | Glacier BankLimited sample | 50% | 5 / 10 | 100% | $75K | 5 |
| 4 | Valley Financial Credit UnionLimited sample | 78% | 7 / 9 | 100% | $105K | 7 |
| 5 | U.S. Bank National AssociationLimited sample | 33% | 2 / 6 | 100% | $55K | 2 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 18 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Yellowstone County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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