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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Yellowstone County, Montana

Fat Boy Data analyzed investment property refinance activity in Yellowstone County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 148 applications were decided by 32 lenders between 2023 and 2025.

Yellowstone County at a glance

32Active lenders1 with 20+ decisions
93.9%Market approval rate139 of 148 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up133 loans funded

How Yellowstone County compares

Approval rate compared
Yellowstone County93.9%Montana88.9%All 616 counties77.7%
Typical loan compared
Yellowstone County$165KMontana$285KAll 616 counties$235K

What the data shows

Stockman Bank of Montana made the most investment property refinances in Yellowstone County, MT, 40 of them.

That is 30% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Stockman Bank of Montana approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

Lenders approved 93.9% of investment property refinance applications in Yellowstone County, MT, 5.0 percentage points above the Montana rate of 88.9%.

The typical investment property refinance here is $165K, 42% smaller than the Montana typical of $285K.

Investment property refinance lenders in Yellowstone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Stockman Bank of Montana100%42 / 4295%$165K40
2The Yellowstone BankLimited sample83%15 / 18100%$285K15
3Valley Financial Credit UnionLimited sample100%13 / 13100%$145K13
4Little Horn State BankLimited sample100%10 / 10100%$155K10
5First Interstate BankLimited sample88%7 / 886%$85K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 27 more lenders.

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