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mortgage lenders · HMDA 2023–2025

Mortgage lenders in New Jersey

Fat Boy Data analyzed home purchase mortgage activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 232,292 applications were decided by 781 lenders between 2023 and 2025.

New Jersey at a glance

781Active lenders378 with 20+ decisions
89.0%Market approval rate206,669 of 232,292 decided
$445KTypical loanmedian lender, $10K brackets
96%Borrower take-up198,836 loans funded

How New Jersey compares

Approval rate compared
New Jersey89.0%All 616 counties87.6%
Typical loan compared
New Jersey$445KAll 616 counties$335K

What the data shows

Crosscountry Mortgage, LLC made the most home purchase mortgages in New Jersey, 13,245 of them.

Greentree Mortgage Company, L.P. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 2,325.

The typical home purchase mortgage here is $445K, 33% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 938One lender: 22% approved of 988One lender: 65% approved of 996One lender: 73% approved of 5,049One lender: 74% approved of 2,032One lender: 76% approved of 3,526One lender: 78% approved of 1,057One lender: 78% approved of 2,314One lender: 79% approved of 1,505One lender: 80% approved of 4,118One lender: 81% approved of 1,415One lender: 84% approved of 1,098One lender: 84% approved of 2,870One lender: 84% approved of 1,654Rocket Mortgage, LLC: 84% approved of 9,134One lender: 85% approved of 1,046One lender: 86% approved of 3,919One lender: 87% approved of 2,411United Wholesale Mortgage, LLC: 87% approved of 11,771One lender: 88% approved of 1,099One lender: 88% approved of 1,868JPMorgan Chase Bank, National Association: 90% approved of 6,016One lender: 90% approved of 1,179One lender: 92% approved of 1,287One lender: 92% approved of 1,798One lender: 93% approved of 1,529One lender: 93% approved of 1,255One lender: 93% approved of 4,573One lender: 93% approved of 1,181One lender: 93% approved of 4,797One lender: 93% approved of 1,007One lender: 93% approved of 994One lender: 94% approved of 3,072One lender: 94% approved of 1,663One lender: 94% approved of 2,570One lender: 94% approved of 2,269One lender: 94% approved of 1,656One lender: 94% approved of 1,863One lender: 94% approved of 1,136One lender: 95% approved of 4,876One lender: 95% approved of 1,354One lender: 95% approved of 4,475Guaranteed Rate, Inc.: 95% approved of 8,980One lender: 95% approved of 1,354One lender: 95% approved of 2,483One lender: 95% approved of 1,474One lender: 95% approved of 1,002One lender: 95% approved of 5,043One lender: 95% approved of 2,733One lender: 96% approved of 983Crosscountry Mortgage, LLC: 96% approved of 13,969One lender: 96% approved of 4,144One lender: 96% approved of 4,390One lender: 96% approved of 1,428One lender: 96% approved of 2,776One lender: 97% approved of 2,797One lender: 97% approved of 1,405One lender: 98% approved of 1,150One lender: 98% approved of 1,428One lender: 99% approved of 2,325

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1Crosscountry Mortgage, LLC96%13,375 / 13,96999%$465K13,245
2United Wholesale Mortgage, LLCBroker only87%10,298 / 11,77198%$455K10,125
3Rocket Mortgage, LLC84%7,710 / 9,13499%$445K7,603
4Guaranteed Rate, Inc.95%8,521 / 8,98099%$445K8,436
5JPMorgan Chase Bank, National Association90%5,398 / 6,01698%$535K5,294

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 776 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in New Jersey. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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