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mortgage lenders · HMDA 2023–2025

Mortgage lenders in New Jersey

Fat Boy Data analyzed home purchase mortgage activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 232,292 applications were decided by 781 lenders between 2023 and 2025.

New Jersey at a glance

781Active lenders378 with 20+ decisions
89.0%Market approval rate206,669 of 232,292 decided
$445KTypical loanmedian lender, $10K brackets
96%Borrower take-up198,836 loans funded

How New Jersey compares

Approval rate compared
New Jersey89.0%All 616 counties87.6%
Typical loan compared
New Jersey$445KAll 616 counties$335K

What the data shows

Crosscountry Mortgage, LLC made the most home purchase mortgages in New Jersey, 13,245 of them.

Greentree Mortgage Company, L.P. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 2,325.

The typical home purchase mortgage here is $445K, 33% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%First Credit Corporation of New York, Inc.: 18% approved of 93821St Mortgage Corporation: 22% approved of 988Triad Financial Services, Inc.: 65% approved of 996Bank of America, National Association: 73% approved of 5,049PNC Bank, National Association: 74% approved of 2,032Citizens Bank, National Association: 76% approved of 3,526Plaza Home Mortgage, Inc.: 78% approved of 1,057NVR Mortgage Finance, Inc.: 78% approved of 2,314Navy Federal Credit Union: 79% approved of 1,505TD Bank, National Association: 80% approved of 4,118Manufacturers and Traders Trust Company: 81% approved of 1,415Fulton Bank, National Association: 84% approved of 1,098Pennymac Loan Services, LLC: 84% approved of 2,870Newrez LLC: 84% approved of 1,654Rocket Mortgage, LLC: 84% approved of 9,134Northpointe Bank: 85% approved of 1,046Wells Fargo Bank, National Association: 86% approved of 3,919U.S. Bank National Association: 87% approved of 2,411United Wholesale Mortgage, LLC: 87% approved of 11,771Valley National Bank: 88% approved of 1,099Mortgage Research Center, LLC: 88% approved of 1,868JPMorgan Chase Bank, National Association: 90% approved of 6,016Cardinal Financial Company, Limited Partnership: 90% approved of 1,179Provident Funding Associates, L.P.: 92% approved of 1,287Citibank, National Association: 92% approved of 1,798Mld Mortgage Inc.: 93% approved of 1,529Dhi Mortgage Company, Ltd.: 93% approved of 1,255Movement Mortgage, LLC: 93% approved of 4,573Columbia Bank: 93% approved of 1,181Cmg Mortgage, Inc.: 93% approved of 4,797Toll Brothers Mortgage Company: 93% approved of 1,007Nationwide Mortgage Bankers, Inc.: 93% approved of 994Paramount Residential Mortgage Group, Inc.: 94% approved of 3,072Mortgage Access Corp.: 94% approved of 1,663Prosperity Home Mortgage, LLC: 94% approved of 2,570Fairway Independent Mortgage Corporation: 94% approved of 2,269New American Funding, LLC: 94% approved of 1,656Gateway First Bank: 94% approved of 1,863Allied Mortgage Group, Inc.: 94% approved of 1,136Loandepot.Com, LLC: 95% approved of 4,876Emm Loans LLC: 95% approved of 1,354Advisors Mortgage Group, L.L.C.: 95% approved of 4,475Guaranteed Rate, Inc.: 95% approved of 8,980Lennar Mortgage, LLC: 95% approved of 1,354OceanFirst Bank, National Association: 95% approved of 2,483Union Home Mortgage Corp.: 95% approved of 1,474Kearny Bank: 95% approved of 1,002Nj Lenders Corp.: 95% approved of 5,043Guaranteed Rate Affinity, LLC: 95% approved of 2,733American Federal Mortgage Corporation: 96% approved of 983Crosscountry Mortgage, LLC: 96% approved of 13,969Absolute Home Mortgage Corporation: 96% approved of 4,144American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 4,390Bond Street Mortgage, LLC: 96% approved of 1,428Nation One Mortgage Corporation: 96% approved of 2,776Nfm, Inc.: 97% approved of 2,797Embrace Home Loans, Inc.: 97% approved of 1,405Morgan Stanley Private Bank, National Association: 98% approved of 1,150Affordable Mortgage Advisors, LLC: 98% approved of 1,428Greentree Mortgage Company, L.P.: 99% approved of 2,325

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1Crosscountry Mortgage, LLC96%13,375 / 13,96999%$465K13,245
2United Wholesale Mortgage, LLCBroker only87%10,298 / 11,77198%$455K10,125
3Rocket Mortgage, LLC84%7,710 / 9,13499%$445K7,603
4Guaranteed Rate, Inc.95%8,521 / 8,98099%$445K8,436
5JPMorgan Chase Bank, National Association90%5,398 / 6,01698%$535K5,294

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 776 more lenders.

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Counties in New Jersey

Bergen CountyCountyMiddlesex CountyCountyEssex CountyCountyHudson CountyCountyOcean CountyCountyMonmouth CountyCountyUnion CountyCountyCamden CountyCountyPassaic CountyCountyMorris CountyCountyBurlington CountyCountyMercer CountyCounty