Refinance lenders in Bergen County, New Jersey
Fat Boy Data analyzed mortgage refinance activity in Bergen County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,031 applications were decided by 304 lenders between 2023 and 2025.
Bergen County at a glance
How Bergen County compares
What the data shows
TD Bank, National Association made the most mortgage refinances in Bergen County, NJ, 580 of them.
Emm Loans LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.
The typical mortgage refinance here is $275K, 17% larger than the New Jersey typical of $235K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Bergen County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 73% | 586 / 801 | 99% | $255K | 580 |
| 2 | Citizens Bank, National Association | 71% | 477 / 674 | 97% | $275K | 463 |
| 3 | Bank of America, National Association | 69% | 464 / 672 | 99% | $205K | 460 |
| 4 | PNC Bank, National Association | 70% | 424 / 610 | 96% | $225K | 409 |
| 5 | Rocket Mortgage, LLC | 85% | 255 / 301 | 95% | $515K | 241 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 299 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Bergen County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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