refinance lenders · HMDA 2023–2025

Refinance lenders in Passaic County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Passaic County, New Jersey, home to Paterson, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,586 applications were decided by 205 lenders between 2023 and 2025.

Passaic County at a glance

205Active lenders30 with 20+ decisions
73.7%Market approval rate1,905 of 2,586 decided
$295KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,767 loans funded

How Passaic County compares

Approval rate compared
Passaic County73.7%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Passaic County$295KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Passaic County, NJ, 151 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical mortgage refinance here is $295K, 26% larger than the New Jersey typical of $235K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 86One lender: 43% approved of 54One lender: 50% approved of 34Bank of America, National Association: 56% approved of 144One lender: 59% approved of 37One lender: 63% approved of 35TD Bank, National Association: 65% approved of 206PNC Bank, National Association: 66% approved of 243One lender: 67% approved of 43Citizens Bank, National Association: 69% approved of 177One lender: 73% approved of 37One lender: 76% approved of 85Rocket Mortgage, LLC: 77% approved of 133One lender: 78% approved of 37One lender: 82% approved of 123One lender: 82% approved of 57One lender: 85% approved of 20One lender: 86% approved of 56One lender: 86% approved of 21One lender: 86% approved of 21One lender: 87% approved of 31One lender: 88% approved of 58One lender: 96% approved of 24One lender: 96% approved of 51One lender: 97% approved of 30One lender: 97% approved of 36One lender: 100% approved of 33One lender: 100% approved of 30One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association66%161 / 24394%$155K151
2TD Bank, National Association65%134 / 20697%$155K130
3Citizens Bank, National Association69%123 / 17797%$205K119
4Bank of America, National Association56%80 / 14498%$155K78
5Rocket Mortgage, LLC77%102 / 13392%$375K94

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 200 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Passaic County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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