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investment property lenders · HMDA 2023–2025

Investment property lenders in Passaic County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Passaic County, New Jersey, home to Paterson, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,430 applications were decided by 190 lenders between 2023 and 2025.

Passaic County at a glance

190Active lenders21 with 20+ decisions
83.6%Market approval rate1,195 of 1,430 decided
$395KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,113 loans funded

How Passaic County compares

Approval rate compared
Passaic County83.6%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Passaic County$395KNew Jersey$385KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in Passaic County, NJ, 88 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 36One lender: 61% approved of 28One lender: 73% approved of 22One lender: 73% approved of 22United Wholesale Mortgage, LLC: 74% approved of 58One lender: 75% approved of 20One lender: 84% approved of 32One lender: 86% approved of 21One lender: 88% approved of 25One lender: 89% approved of 27Crosscountry Mortgage, LLC: 91% approved of 78One lender: 91% approved of 23Champions Funding, LLC: 91% approved of 58Loan Funder LLC: 93% approved of 104Kiavi Funding, Inc.: 94% approved of 70One lender: 95% approved of 21One lender: 95% approved of 21One lender: 100% approved of 29One lender: 100% approved of 26One lender: 100% approved of 26One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC93%97 / 10491%$405K88
2Crosscountry Mortgage, LLC91%71 / 7899%$385K70
3Kiavi Funding, Inc.94%66 / 7098%$405K65
4United Wholesale Mortgage, LLCBroker only74%43 / 5898%$355K42
5Champions Funding, LLC91%53 / 58100%$315K53

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 185 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Passaic County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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