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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Passaic County, New Jersey

Fat Boy Data analyzed investment property refinance activity in Passaic County, New Jersey, home to Paterson, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 440 applications were decided by 109 lenders between 2023 and 2025.

Passaic County at a glance

109Active lenders4 with 20+ decisions
74.3%Market approval rate327 of 440 decided
$415KTypical loanmedian lender, $10K brackets
89%Borrower take-up291 loans funded

How Passaic County compares

Approval rate compared
Passaic County74.3%New Jersey77.7%All 616 counties77.7%
Typical loan compared
Passaic County$415KNew Jersey$425KAll 616 counties$235K

What the data shows

Constructive Loans, LLC made the most investment property refinances in Passaic County, NJ, 26 of them.

Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

Investment property refinance lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1Constructive Loans, LLC79%27 / 3496%$485K26
2Kiavi Funding, Inc.77%24 / 3196%$345K23
3Loan Funder LLC96%22 / 2391%$425K20
4Champions Funding, LLC70%16 / 23100%$245K16
5Emporium Tpo LLCLimited sample78%14 / 1879%$415K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 104 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Passaic County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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