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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Passaic County, New Jersey

Fat Boy Data analyzed investment cash-out refinance activity in Passaic County, New Jersey, home to Paterson, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 891 applications were decided by 130 lenders between 2023 and 2025.

Passaic County at a glance

130Active lenders11 with 20+ decisions
76.9%Market approval rate685 of 891 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up628 loans funded

How Passaic County compares

Approval rate compared
Passaic County76.9%New Jersey77.8%All 616 counties73.1%
Typical loan compared
Passaic County$425KNew Jersey$325KAll 616 counties$205K

What the data shows

Crosscountry Mortgage, LLC made the most investment cash-out refinances in Passaic County, NJ, 43 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical investment cash-out refinance here is $425K, 31% larger than the New Jersey typical of $325K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Hometown Equity Mortgage, LLC: 19% approved of 53One lender: 62% approved of 24United Wholesale Mortgage, LLC: 71% approved of 34One lender: 76% approved of 25One lender: 84% approved of 31One lender: 89% approved of 28Champions Funding, LLC: 91% approved of 44Loan Funder LLC: 92% approved of 40One lender: 93% approved of 29Crosscountry Mortgage, LLC: 100% approved of 43One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Passaic County

LenderApprovalApprovedTaken upTypical loanLoans made
1Hometown Equity Mortgage, LLC19%10 / 53100%$425K10
2Champions Funding, LLC91%40 / 44100%$395K40
3Crosscountry Mortgage, LLC100%43 / 43100%$445K43
4Loan Funder LLC92%37 / 40100%$435K37
5United Wholesale Mortgage, LLCBroker only71%24 / 34100%$275K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 125 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Passaic County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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