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investment property lenders · HMDA 2023–2025

Investment property lenders in Somerset County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Somerset County, New Jersey, home to North Plainfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 764 applications were decided by 171 lenders between 2023 and 2025.

Somerset County at a glance

171Active lenders5 with 20+ decisions
88.3%Market approval rate675 of 764 decided
$325KTypical loanmedian lender, $10K brackets
95%Borrower take-up644 loans funded

How Somerset County compares

Approval rate compared
Somerset County88.3%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Somerset County$325KNew Jersey$385KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Somerset County, NJ, 41 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 43.

The typical investment property mortgage here is $325K, 16% smaller than the New Jersey typical of $385K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Loan Funder LLC: 87% approved of 39Pennymac Loan Services, LLC: 95% approved of 20Crosscountry Mortgage, LLC: 96% approved of 25Rocket Mortgage, LLC: 97% approved of 38Kiavi Funding, Inc.: 98% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Somerset County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.98%42 / 4398%$455K41
2Loan Funder LLC87%34 / 3994%$335K32
3Rocket Mortgage, LLC97%37 / 38100%$255K37
4Crosscountry Mortgage, LLC96%24 / 25100%$325K24
5Pennymac Loan Services, LLC95%19 / 20100%$315K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 166 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Somerset County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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