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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Johnston County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Johnston County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 156 applications were decided by 50 lenders between 2023 and 2025.

Johnston County at a glance

50Active lenders1 with 20+ decisions
75.6%Market approval rate118 of 156 decided
$175KTypical loanmedian lender, $10K brackets
83%Borrower take-up98 loans funded

How Johnston County compares

Approval rate compared
Johnston County75.6%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Johnston County$175KNorth Carolina$195KAll 616 counties$235K

What the data shows

State Employees' made the most investment property refinances in Johnston County, NC, 15 of them.

State Employees' approved the highest share of applications among lenders with at least 20 decisions here, 64% of 25.

The typical investment property refinance here is $175K, 10% smaller than the North Carolina typical of $195K.

Investment property refinance lenders in Johnston County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'64%16 / 2594%$115K15
2Kiavi Funding, Inc.Limited sample94%15 / 1687%$175K13
3United Community BankLimited sample64%7 / 11100%$105K7
4Pennymac Loan Services, LLCLimited sample91%10 / 11100%$235K10
5Corevest American Finance Lender LLCLimited sample100%10 / 100%0

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Johnston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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