Refinance lenders in Johnston County, North Carolina
Fat Boy Data analyzed mortgage refinance activity in Johnston County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,273 applications were decided by 200 lenders between 2023 and 2025.
Johnston County at a glance
How Johnston County compares
What the data shows
State Employees' made the most mortgage refinances in Johnston County, NC, 523 of them.
Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.
The typical mortgage refinance here is $165K, 20% smaller than the North Carolina typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Johnston County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | State Employees' | 71% | 527 / 738 | 99% | $105K | 523 |
| 2 | United Wholesale Mortgage, LLCBroker only | 88% | 192 / 219 | 94% | $365K | 180 |
| 3 | Freedom Mortgage Corporation | 96% | 186 / 194 | 80% | $345K | 149 |
| 4 | First-Citizens Bank & Trust Company | 74% | 142 / 191 | 89% | $105K | 126 |
| 5 | COASTAL Federal Credit Union | 76% | 130 / 171 | 86% | $105K | 112 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 195 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Johnston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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