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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Ohio

Fat Boy Data analyzed cash-out refinance activity in Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 104,230 applications were decided by 571 lenders between 2023 and 2025.

Ohio at a glance

571Active lenders211 with 20+ decisions
70.0%Market approval rate73,009 of 104,230 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up69,347 loans funded

How Ohio compares

Approval rate compared
Ohio70.0%All 616 counties68.2%
Typical loan compared
Ohio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Ohio, 15,999 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 451.

The typical cash-out refinance here is $135K, 13% smaller than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 1,264Amerisave Mortgage Corporation: 26% approved of 5,282One lender: 36% approved of 943One lender: 41% approved of 666One lender: 42% approved of 397One lender: 43% approved of 2,625One lender: 43% approved of 1,863Newrez LLC: 50% approved of 2,740One lender: 55% approved of 241One lender: 55% approved of 614One lender: 56% approved of 1,003One lender: 58% approved of 568One lender: 60% approved of 2,690One lender: 61% approved of 767One lender: 62% approved of 802One lender: 63% approved of 264One lender: 63% approved of 1,424One lender: 64% approved of 556One lender: 65% approved of 253One lender: 67% approved of 2,571One lender: 68% approved of 1,721One lender: 69% approved of 753One lender: 70% approved of 1,674One lender: 70% approved of 249One lender: 70% approved of 475One lender: 71% approved of 222One lender: 72% approved of 320One lender: 72% approved of 1,402One lender: 72% approved of 1,805One lender: 73% approved of 444One lender: 74% approved of 408One lender: 74% approved of 1,580United Wholesale Mortgage, LLC: 74% approved of 4,193One lender: 74% approved of 628One lender: 74% approved of 428One lender: 76% approved of 324One lender: 76% approved of 307One lender: 77% approved of 224One lender: 78% approved of 241Rocket Mortgage, LLC: 78% approved of 21,116One lender: 78% approved of 1,086One lender: 78% approved of 593One lender: 79% approved of 1,999One lender: 80% approved of 364The Huntington National Bank: 82% approved of 13,678One lender: 82% approved of 328One lender: 82% approved of 244One lender: 83% approved of 370One lender: 84% approved of 262One lender: 84% approved of 1,608One lender: 85% approved of 265One lender: 86% approved of 641One lender: 88% approved of 1,379One lender: 88% approved of 320One lender: 91% approved of 238One lender: 91% approved of 1,125One lender: 93% approved of 457One lender: 95% approved of 249One lender: 96% approved of 451One lender: 99% approved of 373

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Ohio

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%16,455 / 21,11697%$135K15,999
2The Huntington National Bank82%11,160 / 13,67896%$115K10,718
3Amerisave Mortgage Corporation26%1,376 / 5,28298%$95K1,347
4United Wholesale Mortgage, LLCBroker only74%3,101 / 4,19397%$195K3,015
5Newrez LLC50%1,383 / 2,74099%$115K1,364

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 566 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Ohio. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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