Investment property refinance lenders in Franklin County, Pennsylvania
Fat Boy Data analyzed investment property refinance activity in Franklin County, Pennsylvania, home to Chambersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 136 applications were decided by 36 lenders between 2023 and 2025.
Franklin County at a glance
How Franklin County compares
What the data shows
Nymeo Federal Credit Union made the most investment property refinances in Franklin County, PA, 50 of them.
That is 45% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Nymeo Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.
Lenders approved 86.0% of investment property refinance applications in Franklin County, PA, 6.9 percentage points above the Pennsylvania rate of 79.2%.
The typical investment property refinance here is $185K, 19% larger than the Pennsylvania typical of $155K.
Investment property refinance lenders in Franklin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Nymeo Federal Credit Union | 100% | 50 / 50 | 100% | $185K | 50 |
| 2 | Patriot Credit UnionLimited sample | 74% | 14 / 19 | 100% | $125K | 14 |
| 3 | ACNB BankLimited sample | 90% | 9 / 10 | 100% | $135K | 9 |
| 4 | Farmers and Merchants Trust Company of ChambersburgLimited sample | 100% | 7 / 7 | 100% | $155K | 7 |
| 5 | Truist BankLimited sample | 25% | 1 / 4 | 100% | $185K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 31 more lenders.
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You are seeing the 5 largest investment property refinance lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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