Investment property lenders in Franklin County, Pennsylvania
Fat Boy Data analyzed investment property mortgage activity in Franklin County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 457 applications were decided by 116 lenders between 2023 and 2025.
Franklin County at a glance
How Franklin County compares
What the data shows
Farmers and Merchants Trust Company of Chambersburg made the most investment property mortgages in Franklin County, PA, 49 of them.
Orrstown Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.
Lenders approved 93.2% of investment property mortgage applications in Franklin County, PA, 5.4 percentage points above the Pennsylvania rate of 87.8%.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property lenders in Franklin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Farmers and Merchants Trust Company of Chambersburg | 98% | 52 / 53 | 94% | $165K | 49 |
| 2 | Patriot Credit Union | 91% | 40 / 44 | 100% | $155K | 40 |
| 3 | Orrstown Bank | 100% | 27 / 27 | 96% | $135K | 26 |
| 4 | Middletown Valley Bank | 100% | 26 / 26 | 96% | $195K | 25 |
| 5 | ACNB Bank | 100% | 25 / 25 | 88% | $165K | 22 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 111 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Franklin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
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- Branch count and how to apply
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