Investment property lenders in Franklin County, Pennsylvania
Fat Boy Data analyzed investment property mortgage activity in Franklin County, Pennsylvania, home to Chambersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 457 applications were decided by 116 lenders between 2023 and 2025.
Franklin County at a glance
How Franklin County compares
What the data shows
Farmers and Merchants Trust Company of Chambersburg made the most investment property mortgages in Franklin County, PA, 49 of them.
Orrstown Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.
Lenders approved 93.2% of investment property mortgage applications in Franklin County, PA, 5.4 percentage points above the Pennsylvania rate of 87.8%.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property lenders in Franklin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Farmers and Merchants Trust Company of Chambersburg | 98% | 52 / 53 | 94% | $165K | 49 |
| 2 | Patriot Credit Union | 91% | 40 / 44 | 100% | $155K | 40 |
| 3 | Orrstown Bank | 100% | 27 / 27 | 96% | $135K | 26 |
| 4 | Middletown Valley Bank | 100% | 26 / 26 | 96% | $195K | 25 |
| 5 | ACNB Bank | 100% | 25 / 25 | 88% | $165K | 22 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 111 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment property mortgage lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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