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refinance lenders · HMDA 2023–2025

Refinance lenders in South Carolina

Fat Boy Data analyzed mortgage refinance activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 39,779 applications were decided by 592 lenders between 2023 and 2025.

South Carolina at a glance

592Active lenders173 with 20+ decisions
77.9%Market approval rate31,003 of 39,779 decided
$285KTypical loanmedian lender, $10K brackets
91%Borrower take-up28,366 loans funded

How South Carolina compares

Approval rate compared
South Carolina77.9%All 616 counties76.5%
Typical loan compared
South Carolina$285KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in South Carolina, 2,134 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 325.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 161One lender: 22% approved of 133One lender: 33% approved of 708One lender: 48% approved of 132One lender: 49% approved of 198One lender: 57% approved of 1,039One lender: 59% approved of 918One lender: 60% approved of 136One lender: 63% approved of 171One lender: 63% approved of 247One lender: 63% approved of 1,369One lender: 64% approved of 182One lender: 64% approved of 287One lender: 64% approved of 221One lender: 65% approved of 1,114One lender: 67% approved of 252Truist Bank: 68% approved of 1,690One lender: 69% approved of 181One lender: 70% approved of 375One lender: 70% approved of 276One lender: 70% approved of 696One lender: 72% approved of 286One lender: 73% approved of 648One lender: 73% approved of 172First-Citizens Bank & Trust Company: 74% approved of 2,089One lender: 75% approved of 126One lender: 75% approved of 390One lender: 75% approved of 326One lender: 75% approved of 149One lender: 75% approved of 508One lender: 77% approved of 962One lender: 79% approved of 142One lender: 79% approved of 120One lender: 79% approved of 227Rocket Mortgage, LLC: 81% approved of 2,864One lender: 81% approved of 124One lender: 82% approved of 121One lender: 84% approved of 691One lender: 84% approved of 239One lender: 85% approved of 163One lender: 85% approved of 241One lender: 86% approved of 276One lender: 86% approved of 1,277One lender: 86% approved of 220One lender: 86% approved of 412One lender: 87% approved of 257One lender: 87% approved of 329One lender: 88% approved of 242One lender: 88% approved of 121United Wholesale Mortgage, LLC: 89% approved of 3,271One lender: 90% approved of 179One lender: 91% approved of 175One lender: 92% approved of 888One lender: 92% approved of 134One lender: 94% approved of 124Freedom Mortgage Corporation: 95% approved of 2,365One lender: 95% approved of 129One lender: 96% approved of 313One lender: 96% approved of 298One lender: 97% approved of 325

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%2,900 / 3,27193%$315K2,688
2Rocket Mortgage, LLC81%2,307 / 2,86492%$285K2,134
3Freedom Mortgage Corporation95%2,242 / 2,36574%$305K1,664
4First-Citizens Bank & Trust Company74%1,542 / 2,08995%$115K1,468
5Truist Bank68%1,155 / 1,69093%$105K1,072

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 587 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in South Carolina. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in South Carolina

Palmetto Citizens Federal Credit UnionPennymac Loan Services, LLCBank of America, National AssociationMortgage Research Center, LLCSouthState Bank, National AssociationLakeview Loan Servicing, LLCVillage Capital & Investment LLCDiscover BankNewrez LLCS. C. State Federal Credit UnionUnited Community BankTD Bank, National AssociationMutual of Omaha Mortgage, Inc.Royal United Mortgage LLCPNC Bank, National AssociationNationstar Mortgage LLCSynovus BankCrosscountry Mortgage, LLCSouthern First BankMovement Mortgage, LLCNavy Federal Credit UnionWells Fargo Bank, National AssociationLoandepot.Com, LLCPlanet Home Lending, LLCSpero Financial Federal Credit UnionCitizens Bank, National AssociationRegions BankAmerihome Mortgage Company, LLCGuild Mortgage Company LLCFinance of America Reverse LLC

Other lending data for South Carolina

Mortgage lenders in South CarolinaHome improvement loans in South CarolinaCash-out refinance in South CarolinaInvestment property purchase in South CarolinaInvestment cash-out refinance in South CarolinaInvestment refinance in South CarolinaInvestment home improvement in South Carolina

Counties in South Carolina

Greenville CountyCountyRichland CountyCountyCharleston CountyCountyHorry CountyCountySpartanburg CountyCountyLexington CountyCountyYork CountyCountyBerkeley CountyCountyAnderson CountyCountyBeaufort CountyCountyAiken CountyCountyDorchester CountyCounty