Investment property cash-out lenders in South Dakota
Fat Boy Data analyzed investment cash-out refinance activity in South Dakota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 136 applications were decided by 46 lenders between 2023 and 2025.
South Dakota at a glance
How South Dakota compares
What the data shows
Black Hills Federal Credit Union made the most investment cash-out refinances in South Dakota, 16 of them.
The typical investment cash-out refinance here is $155K, 24% smaller than the the United States typical of $205K.
Investment property cash-out lenders in South Dakota
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Black Hills Federal Credit UnionLimited sample | 84% | 16 / 19 | 100% | $125K | 16 |
| 2 | Sentinel Federal Credit UnionLimited sample | 100% | 13 / 13 | 100% | $135K | 13 |
| 3 | American Bank & TrustLimited sample | 64% | 7 / 11 | 100% | $285K | 7 |
| 4 | United Wholesale Mortgage, LLCBroker only | 80% | 8 / 10 | 100% | $175K | 8 |
| 5 | Plains Commerce BankLimited sample | 83% | 5 / 6 | 100% | $135K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 41 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in South Dakota. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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