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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Midland County, Texas

Fat Boy Data analyzed investment property refinance activity in Midland County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 93 applications were decided by 47 lenders between 2023 and 2025.

Midland County at a glance

47Active lenders0 with 20+ decisions
80.7%Market approval rate75 of 93 decided
$215KTypical loanmedian lender, $10K brackets
92%Borrower take-up69 loans funded

How Midland County compares

Approval rate compared
Midland County80.7%Texas74.7%All 616 counties77.7%
Typical loan compared
Midland County$215KTexas$195KAll 616 counties$235K

What the data shows

Community National Bank made the most investment property refinances in Midland County, TX, 9 of them.

Lenders approved 80.7% of investment property refinance applications in Midland County, TX, 6.0 percentage points above the Texas rate of 74.7%.

The typical investment property refinance here is $215K, 10% larger than the Texas typical of $195K.

Investment property refinance lenders in Midland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community National BankLimited sample100%10 / 1090%$215K9
2Kiavi Funding, Inc.Limited sample100%8 / 8100%$235K8
3United Wholesale Mortgage, LLCBroker only67%4 / 6100%$215K4
4Royal United Mortgage LLCLimited sample60%3 / 567%$55K2
5Champions Funding, LLCLimited sample50%2 / 4100%$165K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 42 more lenders.

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