Investment property improvement lenders in Smith County, Texas
Fat Boy Data analyzed investment home improvement loan activity in Smith County, Texas, home to Tyler, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 92 applications were decided by 24 lenders between 2023 and 2025.
Smith County at a glance
How Smith County compares
What the data shows
Austin Bank, Texas National Association made the most investment home improvement loans in Smith County, TX, 13 of them.
Lenders approved 76.1% of investment home improvement loan applications in Smith County, TX, 24.1 percentage points above the Texas rate of 52.0%.
The typical investment home improvement loan here is $105K, 16% smaller than the Texas typical of $125K.
Investment property improvement lenders in Smith County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Austin Bank, Texas National AssociationLimited sample | 93% | 13 / 14 | 100% | $155K | 13 |
| 2 | Deephaven Mortgage LLCLimited sample | 93% | 13 / 14 | 100% | $125K | 13 |
| 3 | Texas National Bank of JacksonvilleLimited sample | 100% | 11 / 11 | 91% | $75K | 10 |
| 4 | VeraBank, National AssociationLimited sample | 100% | 7 / 7 | 100% | $75K | 7 |
| 5 | Texas Bank and Trust CompanyLimited sample | 100% | 6 / 6 | 100% | $95K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 19 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Smith County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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