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refinance lenders · HMDA 2023–2025

Refinance lenders in Smith County, Texas

Fat Boy Data analyzed mortgage refinance activity in Smith County, Texas, home to Tyler, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,668 applications were decided by 178 lenders between 2023 and 2025.

Smith County at a glance

178Active lenders16 with 20+ decisions
75.2%Market approval rate1,254 of 1,668 decided
$255KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,157 loans funded

How Smith County compares

Approval rate compared
Smith County75.2%Texas70.9%All 616 counties76.5%
Typical loan compared
Smith County$255KTexas$335KAll 616 counties$295K

What the data shows

ALTRA Federal Credit Union made the most mortgage refinances in Smith County, TX, 172 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 42.

The typical mortgage refinance here is $255K, 24% smaller than the Texas typical of $335K.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 24One lender: 19% approved of 27One lender: 40% approved of 42Lakeview Loan Servicing, LLC: 49% approved of 67Regions Bank: 59% approved of 104One lender: 67% approved of 48One lender: 67% approved of 52One lender: 69% approved of 49One lender: 73% approved of 30One lender: 77% approved of 43Rocket Mortgage, LLC: 81% approved of 129ALTRA Federal Credit Union: 83% approved of 216United Wholesale Mortgage, LLC: 89% approved of 160One lender: 93% approved of 27One lender: 93% approved of 56One lender: 98% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Smith County

LenderApprovalApprovedTaken upTypical loanLoans made
1ALTRA Federal Credit Union83%180 / 21696%$205K172
2United Wholesale Mortgage, LLCBroker only89%142 / 16095%$325K135
3Rocket Mortgage, LLC81%105 / 12992%$255K97
4Regions Bank59%61 / 10495%$85K58
5Lakeview Loan Servicing, LLC49%33 / 6739%$275K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 173 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Smith County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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