Refinance lenders in Smith County, Texas
Fat Boy Data analyzed mortgage refinance activity in Smith County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,668 applications were decided by 178 lenders between 2023 and 2025.
Smith County at a glance
How Smith County compares
What the data shows
ALTRA Federal Credit Union made the most mortgage refinances in Smith County, TX, 172 of them.
Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 42.
The typical mortgage refinance here is $255K, 24% smaller than the Texas typical of $335K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Smith County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | ALTRA Federal Credit Union | 83% | 180 / 216 | 96% | $205K | 172 |
| 2 | United Wholesale Mortgage, LLCBroker only | 89% | 142 / 160 | 95% | $325K | 135 |
| 3 | Rocket Mortgage, LLC | 81% | 105 / 129 | 92% | $255K | 97 |
| 4 | Regions Bank | 59% | 61 / 104 | 95% | $85K | 58 |
| 5 | Lakeview Loan Servicing, LLC | 49% | 33 / 67 | 39% | $275K | 13 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 173 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Smith County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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