Investment property improvement lenders in Utah County, Utah
Fat Boy Data analyzed investment home improvement loan activity in Utah County, Utah, home to Provo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 413 applications were decided by 39 lenders between 2023 and 2025.
Utah County at a glance
How Utah County compares
What the data shows
AMERICA FIRST Federal Credit Union made the most investment home improvement loans in Utah County, UT, 104 of them.
That is 57% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
AMERICA FIRST Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 68% of 163.
Lenders approved 48.9% of investment home improvement loan applications in Utah County, UT, 6.0 percentage points below the Utah rate of 55.0%.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Utah County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 68% | 111 / 163 | 94% | $105K | 104 |
| 2 | Mountain America Federal Credit Union | 6% | 5 / 86 | 100% | $155K | 5 |
| 3 | Goldenwest | 34% | 10 / 29 | 100% | $155K | 10 |
| 4 | Zions Bancorporation, N.A. | 30% | 7 / 23 | 71% | $145K | 5 |
| 5 | Deseret First Credit UnionLimited sample | 56% | 5 / 9 | 100% | $65K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 34 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Utah County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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