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investment property lenders · HMDA 2023–2025

Investment property lenders in Virginia

Fat Boy Data analyzed investment property mortgage activity in Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,698 applications were decided by 517 lenders between 2023 and 2025.

Virginia at a glance

517Active lenders148 with 20+ decisions
88.4%Market approval rate13,874 of 15,698 decided
$255KTypical loanmedian lender, $10K brackets
97%Borrower take-up13,505 loans funded

How Virginia compares

Approval rate compared
Virginia88.4%All 616 counties87.5%
Typical loan compared
Virginia$255KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Virginia, 1,018 of them.

Panorama Mortgage Group, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 28% approved of 193Navy Federal Credit Union: 51% approved of 376Bank of America, National Association: 54% approved of 153Citizens Bank, National Association: 65% approved of 60Hometown Equity Mortgage, LLC: 68% approved of 81Kind Lending, LLC: 69% approved of 146Homexpress Mortgage Corp.: 71% approved of 82Fulton Bank, National Association: 76% approved of 63Wells Fargo Bank, National Association: 78% approved of 170Deephaven Mortgage LLC: 78% approved of 102U.S. Bank National Association: 79% approved of 112Loandepot.Com, LLC: 81% approved of 77Ocmbc, Inc.: 82% approved of 146Angel Oak Mortgage Solutions LLC: 83% approved of 132Arc Home LLC: 84% approved of 77NVR Mortgage Finance, Inc.: 86% approved of 186Capital Center, L.L.C.: 86% approved of 173First National Bank of Pennsylvania: 88% approved of 66City Lending Inc.: 88% approved of 83Loan Funder LLC: 88% approved of 103United Wholesale Mortgage, LLC: 89% approved of 661Movement Mortgage, LLC: 90% approved of 291Rocket Mortgage, LLC: 90% approved of 472Pennymac Loan Services, LLC: 90% approved of 281Newrez LLC: 91% approved of 151Virginia National Bank: 91% approved of 66Kiavi Funding, Inc.: 92% approved of 1,136American Financial Network, Inc.: 92% approved of 157Truist Bank: 92% approved of 248JPMorgan Chase Bank, National Association: 92% approved of 105Guaranteed Rate, Inc.: 93% approved of 94United Nations Federal Credit Union: 93% approved of 203Alcova Mortgage LLC: 93% approved of 92American Neighborhood Mortgage Acceptance Company LLC: 94% approved of 139Genesis Capital, LLC: 94% approved of 62Fairway Independent Mortgage Corporation: 94% approved of 142Atlantic Union Bank: 94% approved of 226Lennar Mortgage, LLC: 94% approved of 68Cmg Mortgage, Inc.: 94% approved of 222Lima One Capital, LLC: 95% approved of 133United Bank: 95% approved of 138MainStreet Bank: 95% approved of 122The Loan Store, Inc.: 95% approved of 102Prosperity Home Mortgage, LLC: 96% approved of 156Newport News Shipbuilding Employees Credit Union, Inc. Dba Bayport Credit Union: 96% approved of 75Amwest Funding Corp.: 96% approved of 151Crosscountry Mortgage, LLC: 96% approved of 186Southern Trust Mortgage, LLC: 96% approved of 107First Community Mortgage, Inc.: 97% approved of 60Atlantic Bay Mortgage Group, L.L.C.: 97% approved of 197First Savings Mortgage Corporation: 97% approved of 109Intercoastal Mortgage, LLC: 98% approved of 179Nfm, Inc.: 98% approved of 156C & F Mortgage Corporation: 98% approved of 114Tidewater Mortgage Services, Inc.: 98% approved of 58Atlantic Coast Mortgage, LLC: 98% approved of 262TowneBank: 99% approved of 512First Heritage Mortgage, LLC: 99% approved of 515Dominion Financial Services, LLC: 100% approved of 76Panorama Mortgage Group, LLC: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Virginia

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%1,040 / 1,13698%$245K1,018
2United Wholesale Mortgage, LLCBroker only89%589 / 66199%$225K581
3First Heritage Mortgage, LLC99%510 / 515100%$295K510
4TowneBank99%505 / 51299%$235K499
5Rocket Mortgage, LLC90%425 / 47299%$235K420

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 512 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Virginia. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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Other lending data for Virginia

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Counties in Virginia

Fairfax CountyCountyPrince William CountyCountyVirginia Beach cityCountyLoudoun CountyCountyChesterfield CountyCountyHenrico CountyCountyChesapeake cityCountyArlington CountyCountyNorfolk cityCountyRichmond cityCountyNewport News cityCountyStafford CountyCounty