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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wyoming

Fat Boy Data analyzed cash-out refinance activity in Wyoming to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,617 applications were decided by 116 lenders between 2023 and 2025.

Wyoming at a glance

116Active lenders20 with 20+ decisions
74.8%Market approval rate1,209 of 1,617 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,177 loans funded

How Wyoming compares

Approval rate compared
Wyoming74.8%All 616 counties68.2%
Typical loan compared
Wyoming$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Wyoming, 341 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Blue Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 43.

Lenders approved 74.8% of cash-out refinance applications in Wyoming, 6.5 percentage points above the the United States rate of 68.2%.

The typical cash-out refinance here is $175K, 13% larger than the the United States typical of $155K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 37Amerisave Mortgage Corporation: 22% approved of 69Carrington Mortgage Services, LLC: 41% approved of 22New Day Financial, LLC: 41% approved of 39American Financing Corporation: 49% approved of 37New American Funding, LLC: 55% approved of 22Mutual of Omaha Mortgage, Inc.: 56% approved of 36Newrez LLC: 58% approved of 24Loandepot.Com, LLC: 64% approved of 42Wyoming Bank & Trust: 70% approved of 23United Wholesale Mortgage, LLC: 73% approved of 55Pennymac Loan Services, LLC: 74% approved of 34Freedom Mortgage Corporation: 76% approved of 41Meridian Trust Federal Credit Union: 81% approved of 53Nationstar Mortgage LLC: 86% approved of 35Rocket Mortgage, LLC: 87% approved of 399Wyhy: 88% approved of 76Guild Mortgage Company LLC: 93% approved of 27First Education: 93% approved of 115Blue Federal Credit Union: 95% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Wyoming

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC87%347 / 39998%$175K341
2First Education93%107 / 115100%$75K107
3Wyhy88%67 / 76100%$105K67
4Amerisave Mortgage Corporation22%15 / 69100%$105K15
5United Wholesale Mortgage, LLCBroker only73%40 / 5590%$285K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 111 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Wyoming. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Wyoming

Counties in Wyoming