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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Montgomery County, Alabama

Fat Boy Data analyzed investment property refinance activity in Montgomery County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 427 applications were decided by 80 lenders between 2023 and 2025.

Montgomery County at a glance

80Active lenders5 with 20+ decisions
82.2%Market approval rate351 of 427 decided
$105KTypical loanmedian lender, $10K brackets
93%Borrower take-up328 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County82.2%Alabama85.9%All 616 counties77.7%
Typical loan compared
Montgomery County$105KAlabama$115KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Montgomery County, AL, 93 of them.

That is 28% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

AmeriFirst Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 55% approved of 29United Wholesale Mortgage, LLC: 87% approved of 31Kiavi Funding, Inc.: 93% approved of 101River Bank & Trust: 96% approved of 24AmeriFirst Bank: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.93%94 / 10199%$105K93
2United Wholesale Mortgage, LLCBroker only87%27 / 31100%$95K27
3Lendingone, LLC55%16 / 29100%$105K16
4AmeriFirst Bank100%27 / 27100%$95K27
5River Bank & Trust96%23 / 24100%$85K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 75 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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