Home›Alabama›Montgomery County›Investment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Montgomery County, Alabama

Fat Boy Data analyzed investment cash-out refinance activity in Montgomery County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 483 applications were decided by 83 lenders between 2023 and 2025.

Montgomery County at a glance

83Active lenders7 with 20+ decisions
69.8%Market approval rate337 of 483 decided
$105KTypical loanmedian lender, $10K brackets
88%Borrower take-up298 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County69.8%Alabama70.6%All 616 counties73.1%
Typical loan compared
Montgomery County$105KAlabama$125KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Montgomery County, AL, 32 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

The typical investment cash-out refinance here is $105K, 16% smaller than the Alabama typical of $125K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%One lender: 43% approved of 23Lendingone, LLC: 52% approved of 54Guardian Credit Union: 71% approved of 28United Wholesale Mortgage, LLC: 82% approved of 33Bpl Mortgage, LLC: 88% approved of 42American Heritage Lending, LLC: 92% approved of 25One lender: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lendingone, LLC52%28 / 54100%$105K28
2Bpl Mortgage, LLC88%37 / 4286%$85K32
3United Wholesale Mortgage, LLCBroker only82%27 / 33100%$75K27
4Guardian Credit Union71%20 / 2875%$45K15
5American Heritage Lending, LLC92%23 / 2583%$115K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 78 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Montgomery County

Other lending data for Montgomery County

Nearby markets