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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Arkansas

Fat Boy Data analyzed cash-out refinance activity in Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,456 applications were decided by 302 lenders between 2023 and 2025.

Arkansas at a glance

302Active lenders78 with 20+ decisions
67.0%Market approval rate9,689 of 14,456 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,216 loans funded

How Arkansas compares

Approval rate compared
Arkansas67.0%All 616 counties68.2%
Typical loan compared
Arkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Arkansas, 2,747 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 54.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 359Amerisave Mortgage Corporation: 28% approved of 1,115One lender: 33% approved of 100One lender: 37% approved of 155One lender: 41% approved of 404One lender: 43% approved of 435One lender: 49% approved of 68One lender: 50% approved of 124One lender: 53% approved of 363One lender: 55% approved of 160One lender: 56% approved of 45One lender: 57% approved of 136One lender: 57% approved of 37Loandepot.Com, LLC: 57% approved of 482One lender: 59% approved of 135One lender: 61% approved of 122One lender: 63% approved of 161One lender: 64% approved of 470One lender: 65% approved of 37One lender: 66% approved of 118One lender: 67% approved of 49One lender: 67% approved of 49One lender: 68% approved of 38One lender: 70% approved of 40One lender: 70% approved of 244One lender: 70% approved of 37One lender: 72% approved of 450One lender: 72% approved of 39One lender: 72% approved of 43One lender: 72% approved of 36One lender: 74% approved of 34One lender: 75% approved of 64One lender: 76% approved of 135United Wholesale Mortgage, LLC: 77% approved of 537One lender: 78% approved of 341Arvest Bank: 79% approved of 970One lender: 80% approved of 55One lender: 80% approved of 30Rocket Mortgage, LLC: 80% approved of 3,536One lender: 81% approved of 139One lender: 81% approved of 31One lender: 81% approved of 70One lender: 82% approved of 176One lender: 83% approved of 71One lender: 85% approved of 33One lender: 85% approved of 47One lender: 86% approved of 64One lender: 86% approved of 50One lender: 87% approved of 54One lender: 88% approved of 76One lender: 89% approved of 35One lender: 91% approved of 32One lender: 92% approved of 39One lender: 94% approved of 31One lender: 94% approved of 32One lender: 94% approved of 34One lender: 95% approved of 111One lender: 97% approved of 33One lender: 98% approved of 44One lender: 98% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Arkansas

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%2,830 / 3,53697%$145K2,747
2Amerisave Mortgage Corporation28%313 / 1,11598%$85K308
3Arvest Bank79%765 / 97098%$195K751
4United Wholesale Mortgage, LLCBroker only77%414 / 53798%$215K404
5Loandepot.Com, LLC57%276 / 48297%$175K267

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 297 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Arkansas. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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