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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Arkansas

Fat Boy Data analyzed cash-out refinance activity in Arkansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,456 applications were decided by 302 lenders between 2023 and 2025.

Arkansas at a glance

302Active lenders78 with 20+ decisions
67.0%Market approval rate9,689 of 14,456 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,216 loans funded

How Arkansas compares

Approval rate compared
Arkansas67.0%All 616 counties68.2%
Typical loan compared
Arkansas$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Arkansas, 2,747 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 54.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 21% approved of 359Amerisave Mortgage Corporation: 28% approved of 1,115American Financing Corporation: 33% approved of 100Lakeview Loan Servicing, LLC: 37% approved of 155New Day Financial, LLC: 41% approved of 404Carrington Mortgage Services, LLC: 43% approved of 435Simmons Bank: 49% approved of 68Village Capital & Investment LLC: 50% approved of 124Newrez LLC: 53% approved of 363Mutual of Omaha Mortgage, Inc.: 55% approved of 160Spring Eq, LLC: 56% approved of 45Wells Fargo Bank, National Association: 57% approved of 136USAA Federal Savings Bank: 57% approved of 37Loandepot.Com, LLC: 57% approved of 482Regions Bank: 59% approved of 135Navy Federal Credit Union: 61% approved of 122New American Funding, LLC: 63% approved of 161Freedom Mortgage Corporation: 64% approved of 470Planet Home Lending, LLC: 65% approved of 37U.S. Bank National Association: 66% approved of 118Flagstar Bank, National Association: 67% approved of 49Onity Mortgage Corporation: 67% approved of 49Bank of America, National Association: 68% approved of 38BOKF, National Association: 70% approved of 40GoodLeap, LLC: 70% approved of 244First Community Bank: 70% approved of 37Pennymac Loan Services, LLC: 72% approved of 450First Horizon Bank: 72% approved of 39Bank of Little Rock Mortgage Corporation: 72% approved of 43Prosperity Home Mortgage, LLC: 72% approved of 36Lower, LLC: 74% approved of 34Gateway First Bank: 75% approved of 64Centennial Bank: 76% approved of 135United Wholesale Mortgage, LLC: 77% approved of 537Nationstar Mortgage LLC: 78% approved of 341Arvest Bank: 79% approved of 970Eagle Bank and Trust Company: 80% approved of 55Equity Prime Mortgage LLC: 80% approved of 30Rocket Mortgage, LLC: 80% approved of 3,536The Federal Savings Bank: 81% approved of 139Encore Bank: 81% approved of 31JPMorgan Chase Bank, National Association: 81% approved of 70Arkansas Federal Credit Union: 82% approved of 176First Security Bank: 83% approved of 71Veritas Funding, LLC: 85% approved of 33Crosscountry Mortgage, LLC: 85% approved of 47United Federal Credit Union: 86% approved of 64Cadence Bank: 86% approved of 50Top Flite Financial, Inc.: 87% approved of 54Success Credit Union: 88% approved of 76Ark-La-Tex Financial Services, LLC.: 89% approved of 35Magnolia Bank, Incorporated: 91% approved of 32Guild Mortgage Company LLC: 92% approved of 39Bank of England: 94% approved of 31Sofi Bank, N.A.tional Association: 94% approved of 32Eustis Mortgage Corporation: 94% approved of 34Reliance First Capital, LLC: 95% approved of 111Highlands Residential Mortgage, Ltd.: 97% approved of 33Coastal Community Bank: 98% approved of 44Flat Branch Mortgage, Inc.: 98% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Arkansas

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%2,830 / 3,53697%$145K2,747
2Amerisave Mortgage Corporation28%313 / 1,11598%$85K308
3Arvest Bank79%765 / 97098%$195K751
4United Wholesale Mortgage, LLCBroker only77%414 / 53798%$215K404
5Loandepot.Com, LLC57%276 / 48297%$175K267

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 297 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Arkansas. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Arkansas

Mortgage lenders in ArkansasHome improvement loans in ArkansasRefinance in ArkansasInvestment property purchase in ArkansasInvestment cash-out refinance in ArkansasInvestment refinance in ArkansasInvestment home improvement in Arkansas

Counties in Arkansas

Pulaski CountyCountyBenton CountyCountyWashington CountyCountySebastian CountyCountyFaulkner CountyCountySaline CountyCountyCraighead CountyCountyGarland CountyCounty