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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Alameda County, California

Fat Boy Data analyzed investment property refinance activity in Alameda County, California, home to Oakland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,403 applications were decided by 196 lenders between 2023 and 2025.

Alameda County at a glance

196Active lenders16 with 20+ decisions
78.3%Market approval rate1,098 of 1,403 decided
$535KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,033 loans funded

How Alameda County compares

Approval rate compared
Alameda County78.3%California76.8%All 616 counties77.7%
Typical loan compared
Alameda County$535KCalifornia$555KAll 616 counties$235K

What the data shows

First Republic Bank made the most investment property refinances in Alameda County, CA, 115 of them.

First Republic Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 115.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 20One lender: 46% approved of 28One lender: 55% approved of 20One lender: 67% approved of 21Rocket Mortgage, LLC: 67% approved of 79Fremont Bank: 70% approved of 73One lender: 72% approved of 25One lender: 76% approved of 58United Wholesale Mortgage, LLC: 77% approved of 71One lender: 82% approved of 45One lender: 85% approved of 40One lender: 97% approved of 29The Loan Store, Inc.: 97% approved of 61One lender: 98% approved of 41First Republic Bank: 100% approved of 115One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Alameda County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Republic Bank100%115 / 115100%$365K115
2Rocket Mortgage, LLC67%53 / 7994%$585K50
3Fremont Bank70%51 / 73100%$325K51
4United Wholesale Mortgage, LLCBroker only77%55 / 7196%$535K53
5The Loan Store, Inc.97%59 / 6186%$525K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 191 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Alameda County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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