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investment property lenders · HMDA 2023–2025

Investment property lenders in San Francisco County, California

Fat Boy Data analyzed investment property mortgage activity in San Francisco County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,413 applications were decided by 199 lenders between 2023 and 2025.

San Francisco County at a glance

199Active lenders15 with 20+ decisions
87.8%Market approval rate1,241 of 1,413 decided
$835KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,199 loans funded

How San Francisco County compares

Approval rate compared
San Francisco County87.8%California88.0%All 616 counties87.5%
Typical loan compared
San Francisco County$835KCalifornia$535KAll 616 counties$255K

What the data shows

JPMorgan Chase Bank, National Association made the most investment property mortgages in San Francisco County, CA, 88 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical investment property mortgage here is $835K, 56% larger than the California typical of $535K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%United Wholesale Mortgage, LLC: 69% approved of 51Bank of America, National Association: 70% approved of 46U.S. Bank National Association: 80% approved of 35Loan Funder LLC: 81% approved of 32Rocket Mortgage, LLC: 82% approved of 56Kiavi Funding, Inc.: 85% approved of 75JPMorgan Chase Bank, National Association: 86% approved of 104Citibank, National Association: 86% approved of 35Redwood: 89% approved of 36Wells Fargo Bank, National Association: 89% approved of 56East West Bank: 92% approved of 66PNC Bank, National Association: 95% approved of 21Conventus LLC: 99% approved of 75General Mortgage Capital Corporation: 100% approved of 38Guaranteed Rate, Inc.: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in San Francisco County

LenderApprovalApprovedTaken upTypical loanLoans made
1JPMorgan Chase Bank, National Association86%89 / 10499%$845K88
2Conventus LLC99%74 / 75100%$1.11M74
3Kiavi Funding, Inc.85%64 / 7598%$1.19M63
4East West Bank92%61 / 6692%$725K56
5Wells Fargo Bank, National Association89%50 / 56100%$885K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 194 more lenders.

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