Investment property improvement lenders in San Mateo County, California
Fat Boy Data analyzed investment home improvement loan activity in San Mateo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 254 applications were decided by 58 lenders between 2023 and 2025.
San Mateo County at a glance
How San Mateo County compares
What the data shows
East West Bank made the most investment home improvement loans in San Mateo County, CA, 13 of them.
Fremont Bank approved the highest share of applications among lenders with at least 20 decisions here, 59% of 22.
The typical investment home improvement loan here is $255K, 89% larger than the California typical of $135K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in San Mateo County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bank of America, National Association | 19% | 6 / 32 | 100% | $555K | 6 |
| 2 | Fremont Bank | 59% | 13 / 22 | 85% | $225K | 11 |
| 3 | U.S. Bank National AssociationLimited sample | 0% | 0 / 18 | — | — | 0 |
| 4 | BMO Bank National AssociationLimited sample | 53% | 9 / 17 | 78% | $255K | 7 |
| 5 | East West BankLimited sample | 82% | 14 / 17 | 93% | $705K | 13 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 53 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in San Mateo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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